---
title: Payment processing and financial tools for your business
image: https://partners.payroc.com/hubfs/AdobeStock_268502131-1068x801-696c21e.png
---
# Send e-invoices that link to your custom portal. Get paid now.
The affordable, full-featured A/R software. Standalone or sync with QuickBooks and many more.
Contact us
[Login](https://www.billandpay.com/securelogin/index.php)
## Hear from our partners
By choosing Bill & Pay for payments, our software partners can provide their customers (and their customers' customers) with the modern billing and receivables experience everyone expects—inside the application.
- Invisible, white-label integration
- Dedicated integration support
- Post-integration, Deltek's payments volume increased 800% in 2 years
Securely and smoothly, Payroc handles payments and funding so your teams can focus on your solution.
Features
## Streamline your account receivables workflow
#### Customize
Customize your payment portal. Your logo. Your colors. Your message.
#### Email or Text
Email or text invoices or receipts. Bill and communicate electronically.
#### Accept ACH
Accept ACH and credit cards securely. Customers can choose payment method.
#### Automate
Automate recurring invoices. Invoices can be fixed amount or variable amount.
#### Auto Payments
Receive automatic payments. Customers can set up autopay.
#### Reminders
Automatically send email reminders, statements and more.
#### Syncing
Sync with your accounting system. Customers, invoices, and payments sync automatically.
#### Integrate
Integrate using our great API. Developers: Create a custom integration, or build it into your site.
## Partnering with Bill & Pay - it's a win-win
Your customers benefit, and so does your business.
Partner with us
#### Integrators
In addition to being full-featured, Bill & Pay A/R software is technically robust and highly dependable. Why take up your valuable time writing (and being exposed to liability for) your own payment platform when you can integrate Bill & Pay?
- Profit from revenue sharing for every payment processed
- Rely on our API documentation for easier integration
- Save time building out your payment environment
[View our API documentation](https://www.billandpay.com/webservices/)
#### Resellers
Attention financial institutions and all resellers: To thrive, your clients need efficient, airtight A/R systems. Bill & Pay is the best-value software solution bar none.
What’s more, Bill & Pay helps lock in SaaS self-service sales with a 30-day free trial as well as personalized, complimentary implementation support.
When you partner with us, your clients’ businesses grow, and so does yours.
- Attract new clients and retain existing clients
- Profit from revenue sharing for every payment processed via our Reseller API
- Receive Bill & Pay’s personalized support
Benefits
## Bill & Pay will make your business stronger. Here's how.
#### Accounts Receivable
Employees and cash flow are your department’s two most valuable resources. Bill & Pay prioritizes both.
- Free up staff time and eliminate headaches with automatic invoicing, payment posting, and reconciliations.
- Speed cash flow with instant, scheduled, and automated recurring payments—and more.
- Improve collections with auto-reminders.
- Reduce customer calls and eliminate duplicate data entry.
- Allow customers to enter their own credit card information into our secure portal, strengthening your PCI compliance.
Get started
#### Owners/Executives
The right technology applied to the right processes helps your business succeed. Bill & Pay is the right software for your accounts receivable.
- Optimize valuable staff time, save money, and reduce carbon footprint with paperless, automated billing and receivables.
- Speed cash flow to give you more operating capital.
- Keep an eye on your A/R by securely logging in anytime, anywhere.
- Modernize your customers’ payment experience, building trust and brand equity.
- Get the feature-rich, scalable A/R software you need at the optimal price point.
Get started
#### Developers
We believe in making developers’ lives easier. Use our well-documented, open, web-based API to integrate with ease, plus webhooks for event-driven development.
- Save time by using our proven billing and payment software instead of building your own.
- Get full access to all data in and out, with both XML and JSON support.
- Synchronize customer invoices and payments with your ERP or with any system.
- Enjoy automatic provisioning of new accounts via our reseller API.
- Rely on our PCI-compliant security for peace of mind.
Get started
## New to Bill & Pay?
Find out if Bill & Pay works for your needs.
Get answers
## Established Customer?
I’m an ongoing Bill & Pay customer.
**1-800-654-5540**
Get answers
[🔝](https://partners.payroc.com/billandpay#top)
Platform
Move Money
- [Payment Processing](https://payroc.com/payment-processing-services/)
- [Omnicommerce Gateway](https://payroc.com/solutions/gateway/)
- [Payment Devices](https://payroc.com/solutions/payment-devices/)
- [Pricing Programs](https://payroc.com/payment-processing-options/)
- [Global Payment Orchestration](https://payroc.com/solutions/payment-orchestration/)
Run the Business
- [Payroc Capital](https://payroc.com/merchant-financing-solutions/)
- [Invoicing & Billing](https://payroc.com/invoicing-and-billing/)
- [Point-of-Sale Systems](https://payroc.com/point-of-sale-systems/)
- [Giving & Donations](https://payroc.com/donations-and-giving/)
- [Data & Analytics](https://payroc.com/payment-analytics/)
Integrate & Build
- [Integrated Payments](https://payroc.com/integrated-payments/)
- [Integration Essentials](https://payroc.com/solutions/prebuilt-integrated-payment-solution-for-saas/)
- [Payroc Cloud](https://payroc.com/solutions/cloud/)
- [Full Stack](https://docs.payroc.com/solutions#full-stack)
- [Developer Experience](https://payroc.com/solutions/developer-experience/)
- [Direct ERP Integrations](https://www.bluesnap.com/partners/?_partner_category=erp-crm)
Who We Serve
Partner With Us
- [Software Providers](https://payroc.com/industries/saas-vendors/)
- [ISOs & Agents](https://payroc.com/industries/sales-partners-agent/)
- [Financial Institutions](https://payroc.com/industries/financial-institutions/)
- [Referral Partners](https://payroc.com/industries/referral-partners/)
Process With Us
- [Small & Midsize Businesses](https://payroc.com/industries/merchants/)
- [Enterprise](https://payroc.com/enterprise-payments/)
Build With Us
- [Developer Experience](https://payroc.com/solutions/developer-experience/)
Developers
- [Developer Portal](https://developers.payroc.com/)
- [Payroc.ai](https://payroc.ai/)
- [Developer Docs](https://docs.payroc.com/)
Who We Are
- [About Us](https://payroc.com/about-us/)
- [Events](https://payroc.com/events/)
- [Careers](https://payroc.com/about-us/careers/)
- [Our Community](https://payroc.com/about-us/our-community/)
- [Our Team](https://payroc.com/about-us/our-team/)
Resources
Learn
- [Blog & Insights](https://blog.payroc.com/?hsLang=en)
- [Case Studies](https://payroc.com/case-studies/)
- [Product Updates](https://payroc.com/product-updates/)
- [Feature Log](https://payroc.com/feature-log/)
- [News & Press](https://payroc.com/about-us/awards-and-press/)
Support
- [Support Center](https://support.payroc.com/)
- [Security & Compliance](https://payroc.com/security-and-compliance/)
---
**System status**
All systems operational
Payroc WorldAccess, LLC or its subsidiaries (“Payroc”) is a registered Independent Sales Organization (ISO) of Fifth Third Bank, N.A., Cincinnati, OH, Peoples Trust Company, Vancouver, BC, Canada, PNC Bank, N.A., Pittsburgh, PA, Wells Fargo Bank, N.A., Concord, CA, Wells Fargo Bank, N.A., Canadian Branch, Toronto, ON, Canada, Citizens Bank, N.A., Providence, RI, Merrick Bank Corporation, South Jordan, UT, Woodforest National Bank, The Woodlands, TX and KeyBank, N.A., Cleveland, OH. Payroc is a registered Encryption Support Organization (ESO), Payment Facilitator (PF), Third-Party Servicer (TPS), Merchant Service Provider (MSP), and a Third-Party Agent (TPA) of Fifth Third Bank, N.A., Cincinnati, OH.
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- [Legal](https://payroc.com/legal/)
- [Accessibility Statement](https://payroc.com/accessibility-statement/)
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