--- title: Payment processing and financial tools for your business image: https://partners.payroc.com/hubfs/AdobeStock_268502131-1068x801-696c21e.png --- ![payroc](https://partners.payroc.com/hs-fs/hubfs/Imported_Blog_Media/payroc-digital-logo-white%201-2.png?width=130&height=25&name=payroc-digital-logo-white%201-2.png) # Tired of paying too much? Looking to control payment costs & upgrade your technology? We can help! Our goal is to help you reduce payment processing costs while streamlining your operation. Thanks for your interest in Payroc. ![better business bureau icon](https://partners.payroc.com/hubfs/bbb-icon.png) A+ BBB Rating Transparent Pricing Free Online Reporting Free Domestic Support Get started ![payment professional](https://partners.payroc.com/hubfs/accounting-concept-businesswoman-working-using-calculator-@1200.jpg) ## Claim your free consultation! Jolie Pavent, your Payroc payment professional, is standing by to help streamline your business and lower your overhead in minutes. Claim your free consultation or reach out to her at **[jolie.pavent@payrocsales.com](mailto:jolie.pavent@payrocsales.com)** Claim free consultation How the Program Works ## Save 50-70% on your processing costs 1 #### Inquiry You submit a merchant processing statement 2 #### Analysis We do a deep dive and a cost savings analysis 3 #### Process We process your app and get the ball rolling 4 #### Savings More $$$ in your pocket ## Owning a business is all about the numbers...and savings! Watch and listen to learn about Payroc's RewardPay Choice technology. Ready to save? Schedule your personalized consultation today. [🔝](https://partners.payroc.com/joliepavent#top) ## Payment solutions for your business #### RewardPay Choice Surcharge and save 50-70% with 100% compliance. Payroc is committed to helping you reinvent your future and rewrite what you thought was possible with the best in payment processing. #### ConsumerChoice Cut or potentially eliminate fees with Payroc's cash-discount, dual-pricing program. Your customers choose between card or cash, and you never worry about paying for card processing again. #### Mobile A processing solution that provides you the flexibility to accept credit card payments from anywhere on any smart device! #### Point-of-Sale Easy to use and cost-effective. We offer a range of tablet-based POS Systems to manage inventory, payroll, staff, cash, and more. #### POS Rental Renting a POS with Payroc is easy. We have a full-service rental program that works with your budget. Get the latest system for a fraction of the cost. #### Invoicing Send branded and digitized invoices, automate recurring payments, and process credit card payments all in one versatile platform. ## Our numbers speak for themselves 789M+ Annual Transactions $125B Annual Volume 190k+ Clients 1,340 Global Operations Team ## Ready to get started? Connect with us [🔝](https://partners.payroc.com/joliepavent#top) ##### Solutions ###### Payments - [Gateway](https://payroc.com/solutions/gateway/) - [Virtual Terminal](https://payroc.com/solutions/virtual-terminal/) - [ACH](https://payroc.com/solutions/ach/) - [Payroc Cloud](https://payroc.com/solutions/cloud/) - [Payment Links](https://payroc.com/solutions/paymentlinks/) - [Pricing Programs](https://payroc.com/solutions/pricing-programs/) - [Roc Giving](https://payroc.com/solutions/roc-giving/) - [Global Payment Orchestration](https://payroc.com/solutions/payment-orchestration/) - [Invoicing and Billing](https://payroc.com/solutions/invoicing-and-billing/) ###### Point of Sale - [Roc Services](https://payroc.com/solutions/roc-services/) - [Roc Terminal+](https://payroc.com/solutions/roc-terminal/) - [Terminals](https://payroc.com/solutions/payment-devices/) - [Bodega Ai](https://payroc.com/solutions/bodega-ai/) ###### Developers - [APIs](https://payroc.com/solutions/apis/) - [Integration Essentials](https://payroc.com/solutions/prebuilt-integrated-payment-solution-for-saas/) - [Payments](https://payroc.com/solutions/payments-api/) - [Boarding](https://payroc.com/solutions/boarding-api/) - [Funding](https://payroc.com/solutions/funding/) - [Reporting](https://payroc.com/solutions/reporting/) - [Developer Docs](https://docs.payroc.com/) ##### Who We Serve - [ISVs/SaaS Providers](https://payroc.com/industries/saas-vendors/) - [Payments-as-a-Service (PaaS)](https://payroc.com/industries/payroc-path/) - [Unattended](https://payroc.com/industries/unattended/) - [Sales Partners](https://payroc.com/industries/sales-partners-agent/) - [Referral Partners](https://payroc.com/industries/referral-partners/) - [Merchants](https://payroc.com/industries/merchants/) - [Financial Institutions](https://payroc.com/industries/financial-institutions/) ##### Resources - [Support Hub](https://support.payroc.com/) - [Blog](https://blog.payroc.com/?hsLang=en) - [Awards and Press](https://payroc.com/about/awards-and-press/) - [Case Studies](https://payroc.com/case-studies/) - [Product Updates](https://payroc.com/product-updates/) - [Feature Log](https://payroc.com/feature-log/) - [Events](https://payroc.com/events/) - [Careers](https://payroc.com/about/careers/) ##### About - [Company History](https://payroc.com/about/company-history/) - [Our Community](https://payroc.com/about/our-community/) - [Our Team](https://payroc.com/about/our-team/) - [Diversity and Inclusion](https://payroc.com/about/diversity-and-inclusion/) --- **System status** All systems operational Payroc WorldAccess, LLC or its subsidiaries (“Payroc”) is a registered Independent Sales Organization (ISO) of Fifth Third Bank, N.A., Cincinnati, OH, Peoples Trust Company, Vancouver, BC, Canada, PNC Bank, N.A., Pittsburgh, PA, Wells Fargo Bank, N.A., Concord, CA, Wells Fargo Bank, N.A., Canadian Branch, Toronto, ON, Canada, Citizens Bank, N.A., Providence, RI, Merrick Bank Corporation, South Jordan, UT, Woodforest National Bank, The Woodlands, TX and KeyBank, N.A., Cleveland, OH. Payroc is a registered Encryption Support Organization (ESO), Payment Facilitator (PF), Third-Party Servicer (TPS), Merchant Service Provider (MSP), and a Third-Party Agent (TPA) of Fifth Third Bank, N.A., Cincinnati, OH. - [Follow us on LinkedIn](https://www.linkedin.com/company/payroc) - [Follow us on Instagram](https://www.instagram.com/payroc) - [Follow us on Facebook](https://www.facebook.com/payroc/) - [Follow us on Twitter](https://twitter.com/_Payroc) [![Payroc BBB Business Review](https://payroc.com/wp-content/uploads/2026/05/bbb-accredited-business.png)](https://www.bbb.org/us/il/tinley-park/profile/payment-processing-services/payroc-0654-90002110/#sealclick) Copyright © 2026 Payroc WorldAccess, LLC - [Legal](https://payroc.com/legal/) - [Accessibility Statement](https://payroc.com/accessibility-statement/) - [Reviews](https://payroc.com/reviews/)