Market America
Build Your Business Faster with Payroc
What to say
Whenever you are talking to a business owner, add this to your conversation:
“I have a business partner who does credit card processing. Let me get you a rate quote.”
It’s that easy. You have a business partner (Payroc) whose specialty is reducing merchant account fees. On average we can save businesses 25% or more. If they are willing to accept a free quote, say you’ll have Payroc call with details. Then submit the online referral form and… that’s all! We will do everything else!
In nearly every case, we can save the business money. In many cases we can save them a lot of money.
What we do
Once we receive your referral, we will contact the business owner and introduce ourselves. We want to show them exactly the savings we can provide, so we will ask for copies of their recent processing statement(s). We will use that information to provide a side-by-side analysis of their entire fee structure (not just their percentage “discount rate”), comparing what they’re paying now to what they’ll be paying with us, along with the resulting savings.
Your reward: It's a BV machine!
For each referred business that signs up with us, you receive a BV reward every month for as long as they stay with us. You get a full 40% of Payroc’s profit on each account as BV. Example: If Payroc makes $100, you get 40 BV. If Payroc makes $1000, you get 400 BV!
A referred business cannot be another UnFranchise, but it can be an outside business owned by you or another UFO.
Frequently asked questions
Founded in 2003, Payroc WorldAccess, LLC, is a global payments ecosystem that helps businesses accept payments and optimize commerce. Payroc ranks among the top merchant acquirers in North America, processing more than $60 billion in card volume annually and operating across 47 regions with direct connections to the major card networks. Its proprietary full-stack technology supports vertically tailored card-present, card-not-present, and omnichannel solutions for software providers, financial institutions, and merchants of all sizes. With a focus on innovation, scalability, and award-winning support, Payroc makes payments seamless and drives growth for partners worldwide. For more information, visit payroc.com.
You can receive ongoing monthly residual rewards for referring non-Market America businesses to Payroc. For each referral we successfully activate, you will receive 40% of Payroc’s profit from the merchant account. For example, if Payroc profits $100, you receive 40 BV. If Payroc profits $1000, you receive 400 BV. This is a residual reward, so you receive these BV amounts every month. Everyone in your upline receives the BV as well.
The monthly rewards we are currently paying on referred businesses range from a few BV to over 1000 BV, based on Payroc’s profit from each merchant account. Payroc’s profit varies widely based on many factors: business type, size, volume, transaction size, transaction method, etc., as well as how low we need to cut our margins to obtain the business.
One example: On a medium-sized business processing $50k in credit card transactions per month, we usually profit $100-$300 per month; if we do, the reward is 40-120 BV per month, every month. (As you would expect, the bigger the business, the bigger the rewards.)
More importantly, like everything else in this business, it’s a numbers game; the more merchants you refer, the more we’ll sign up, and the more rewards you’ll receive. And you’ll receive 0 BV on the merchants you don’t refer.
Here is a quick reference guide on how to locate your BV in your back office. For other questions regarding your earned BV, please contact us.
The merchant billing process results in a gap between processing and rewards. For example, a merchant is billed for their JANUARY processing during FEBRUARY. Then, during MARCH, Payroc receives our residuals and reports the BV rewards to MA. Our reporting of the BV rewards occurs by the 20th of the month, after which it may take a few days for MA to post the BV.
The BV is placed through the “BV Autoplacement” mechanism, which you specify in your Unfranchise back office.
Get started

Mark Alexander, a Certified Payments Professional,
is standing by to help streamline your business and lower your overhead in minutes.
or reach out to me at 847-750-7519
mark.alexander@payroc.com